ENGINEERS FEDERAL CREDIT UNION
NEW MEMBERSHIP INFORMATION TO JOIN CREDIT UNION
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Advantages
of the CREDIT UNION
We offer Savings(SHARE
ACCOUNT) with 6 months compounded interest comparable to local Certificate of Deposit
Rates .
No waiting period
to apply for a loan-open your membership and apply for a loan
the
same day.
Competetive loan rates Auto loans-New and Used ,Motorcycles, boats, RVs and other collateral
such as computers, Riding
Lawn Mowers, Etc. (see our rate page for
current rates)
Personal Signature
loans up to $6000.00, CHristmas and Vacation Loans up to $1200.00 Share Loans-borrow against your own money at a premium rate.
We also offer Credit Life
insurance & Credit Disability insurance and very reasonable rates.
Direct Deposit of
payroll for Share deposits and loan payments.
Free check cashing for members-members may come in the EFCU office
to cash personal checks for cash
EFCU is a benefit
for ACOE employees anf their immediates family members
PLEASE CALL OR EMAIL
THE CREDIT UNION IF YOU WOULD LIKE A NEW MEMBERSHIP PACKETT MAILED TO
YOU.
MINIMUM DEPOSIT TO OPEN
NEW MEMBERSHIP IS $26.00
MEMBERSHIP COST TO OPEN
IS $1.00 ONE SHARE DEPOSIT IS $25.00 WHICH IS REQUIRED TO MAINTAIN IN THE ACCOUNT TO KEEP YOUR MEMBERSHIP
OPEN
WE WILL NEED A COPY OF THE
DRIVER'S LICENSE FOR ANY SIGNER ON THE ACCOUNT.WE WILL ALSO NEED A COPY OF YOUR SF-50 FOR EMPLOYMENT VERIFICATION.IF
YOU ARE MAILING IN YOUR FORMS WE WILL NEED A COPY OF YOUR
SOCIAL SECURITY CARD AND A SIGNED NOTARY
FORM.
 SUPPLEMENTARY
FACTS IMPORTANT IMFORMATION
ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the US government fight the funding
of terrorism and money laundering activities, Federal law
requires all financial institutions
to obtain,verify and record information that identifies each person who opens an account .
WHAT THIS MEANS FOR YOU: When you open an account , we will ask you for the following information :
(1) Your correct and legal name (2) Your physical home and mailing address
(3) Your date of birth
(4) Any other information that will allow us to properly identify you.
We will ask to verify your driver's license and any other
identifying documents
Thank you for your patience and understanding.
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